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Joining Toby on the latest episode of FinTech Focus TV is Emmanuel Daniel, Founder of The Asian Banker.

In this episode, we explore Emmanuel's book, "The Great Transition," which delves into the transformation of the financial services industry and the individualization of finance. 

The pair discuss the significance of traditional financial institutions embracing DeFi technologies and explore the potential for government-led initiatives to integrate digital assets.

Emmanuel also cautions against exclusively using AI, such as ChatGPT solely to promote banks' own products and stresses the importance of adapting to the expectations of digitally native generations.